Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Featured Video

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Featured Presentation

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

What is a Claim?

Do you know what a Claim is?

Accidents

Accidents happen to everyone. We're here to help.

• Articles

  What Is a Business Owners' Policy, or a "BOP?"

  As a business owner, a BOP may be a convenient way to meet your unique protection needs.

  Disability Insurance: Who Should Have It?

  There are generally 3 ways to obtain disability insurance. We're discussing these options in-depth, as well as whether or not you should consider purchasing your own policy.

  Life Insurance Needs in Your 60s and 70s

  Many older people think it's too late for life insurance. Actually, life insurance can be part of a sound financial strategy for people in their 60s and 70s as well.

  Does Your Credit Score Affect Your Insurance Rates?

  Your credit score may influence how much you pay for auto and home insurance.

  Teen Drinking and Your Liability

  Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

  The Right Time to Buy an Annuity

  Knowing when to buy an annuity can make a big difference. Learn how timing can influence your decision about if and when to buy.

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• Calculators

  Assess Your Life Insurance Needs

  This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

  Lifetime of Earnings

  Estimate how much you have the potential to earn during your working years.

  Disability Income

  This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

  Long-Term-Care Needs

  Determine your potential long-term care needs and how long your current assets might last.

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• Presentations

  Protecting Those Who Matter Most

  The importance of life insurance, how it works, and how much coverage you need.

  Long-Term-Care Protection Strategies

  The chances of needing long-term care, its cost, and strategies for covering that cost.

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• Videos

  If a Pipe Breaks

  Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

  Accidents

  Accidents happen to everyone. We're here to help.

  The Other Sure Thing

  Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

  Stay Safe with a B.O.P. At Your Back

  Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

  Your DNA Test

  Preparing for the unexpected can make all the difference if your family relies on your income.

  Combine Your Policies and Save

  Some things just make perfect sense in pairs.

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